1 800-307-4581
About Us
Our team of professionals with more than 15 years of experience in the market will offer you the best alternative according to your current situation. The purpose of a mortgage loan modification is to help homeowners who find it difficult to meet their house payments by renegotiating interest rates, types of financing, deferred payments or getting out of the obligation and avoid foreclosure. Learn more about the guidelines to qualify for a mortgage loan modification by contacting our office.
BEHIND ON YOUR PAYMENTS?
If you are late in your mortgage payments, if you have an adjustable rate, or simply if you are unable to continue paying your loan, then call us! we can help you.
REFINANCING PROGRAMS
Through the Refinancing Programs you can achieve the reduction of your payments, as well as the reduction of the term of your monthly payments. Contact Us Now!
Programs
Through MHA mortgage modifications, homeowners have been able to obtain a reduction in their mortgage payments and achieve significant savings each month. For homeowners who have seen the value of their homes diminish, there are other options that can provide relief. Find out more about these MHA programs; Get in touch with our office and receive a free analysis of your situation calling us now at 1-800-307-4581
Home Affordable Modification Program (HAMP)
If you are not unemployed but still having difficulty making your mortgage payments, you may qualify for the Home Affordable Modification Program (HAMP®). HAMP can reduce your mortgage monthly payments in order to make them more economical and sustainable in the long term.
If you currently occupy your home as your primary residence, we recommend that you continue reading and contact your mortgage administrator as soon as possible to begin the evaluation process of the HAMP program.
FHA Home Affordable Modification Program (FHA-HAMP)
If you have more questions about how to get help with your mortgage, call one of our housing experts at (800) 307-4581 Our housing consultants will help you understand your options, design an appropriate plan for your particular situation and prepare your request. Research indicates that homeowners who work with housing experts like these are more successful and have better long-term results. You are not charged anything for this valuable service provided 24 hours a day. Help is available in several languages.
Alternative Capital Reduction Program (PRA)
If your home is currently worth much less than what you owe on it, the MHA Alternative Capital Reduction Program (PRA) has been designed to help you because it encourages mortgage managers and investors to reduce the amount you owe on your home. .
More than 100 mortgage managers participate in HAMP and can evaluate homeowners to reduce the capital they owe. Participating administrators are required to write standard standards for the PRA request. Some of the biggest administrators are Bank of America, CitiMortgage, JP Morgan Chase and Wells Fargo
Second Grade Mortgage Modification Program (2MP)
If your first mortgage was modified under HAMP® and you have a second mortgage on the same property, you may also qualify for a modification or reduction of capital on your second mortgage through the Second Degree Mortgage Modification Program (2MP) of MHA 2MP works together with HAMP to provide homeowners with second mortgages with extensive solutions to increase affordability and long-term sustainability. If the administrator of your second mortgage participates, you can evaluate it for a second degree mortgage modification.
Rural Housing Services Loan Administration
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The three agencies: FHA, VA and USDA offer mortgage modification programs for rural homeowners to reduce their monthly mortgage payments to no more than 31 percent of their verified gross monthly income (before taxes), making monthly payment much easier of the mortgage. If you have a loan secured by the Secured Home Loan Program of Section 502 of the US Department of Agriculture. (USDA), you may qualify for a program offered by that government agency. Contact your mortgage manager for more information.
Home Affordable Refinancing Program (HARP)
If you are not behind on your mortgage payments but have not been able to obtain traditional refinancing because the value of your home has decreased, you may be eligible to refinance through the MHA Home Affordable Refinancing Program (HARP). HARP refinancing loans require a loan application and a mortgage loan application evaluation. Ask your mortgage manager (the company to which you make your mortgage payments) if you participate in HARP. Not all administrators participate. Contact Fannie Mae or Freddie Mac to help you determine if you qualify for HARP.
AVOID THE FORECLOSURE OF YOUR PROPERTY
Get in touch with our office today and receive a Totally Free Analysis of your situation.
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Contact Form
(800) 307-4581
Call Now for a Free Analysis of your Situation
Home Loan Specialists
Nationwide Loan Processing
Tel: 800-307-4581
Fax: 800-476-9338
8200 NW 41st ST, Suite 200
Miami, FL 33166
